POLICY DETAILS

Homeshare Policy Summary

No forms to fill or paperwork to sign.

All on-demand and online.

GET A QUOTE
Homeshare Policy Summary

Property

Covers your house, contents and any additional buildings on your property for replacement cost. Additional expenses for other living arrangements during repairs are also covered. Limits are stated in the “You’re Covered” section of the app. The standard deductible is $1,000 but many coverages are deductible-free. You may have a higher deductible for wind, water or brush fire depending on where you live.

Customized coverage designed to protect the particular risks you face as a homeshare host including vandalism, malicious damage and water damage at full policy limits. Plus, the following additional coverages at no deductible:

Accidental Breakage of Valuable Articles

Accidental Breakage of Valuable Articles

$2,500

Excessive Use of Utilities

Excessive Use of Utilities

$1,000

Infestation Coverage

Infestation Coverage

$5,000

Legal Expense Coverage

Legal Expense Coverage

$5,000

Property of Guests

Property of Guests

$5,000

Accidental Damage to Electronics

Accidental Damage to Electronics

$2,500

Hospital and Medical Expenses

Hospital and Medical Expenses

$10,000

Identity Fraud Expense

Identity Fraud Expense

$10,000

Citations, Fines and Penalties

Citations, Fines and Penalties

$1,000

Rental Interruption Coverage

Rental Interruption Coverage

Actual Loss

Liability

Should a claim be made against you for bodily injury or property damage occurring during a rental, we’ve got you covered. We pay for any damages awarded against you, up to $2,000,000. We bear all of the costs to defend you against law suits and allegations. We’ll also pay for liability caused by your advertising, unlicensed recreational vehicles and watercraft.

Customized coverage to protect your additional liability as a homeshare host. There is no deductible for these coverages.

 Guest’s Vandalism to Neighbors

Guest’s Vandalism to Neighbors

$2,000,000

Host Liquor Liability

Host Liquor Liability

$500,000

Infestation Liability

Infestation Liability

$10,000

Fungi and Mold Liability

Fungi and Mold Liability

$10,000

Guest’s Water Damage to Neighbors

Guest’s Water Damage to Neighbors

$2,000,000

Cyber: Regulatory Defense Expense

Cyber: Regulatory Defense Expense

$5,000

Cyber: Information Security Liability

Cyber: Information Security Liability

$10,000

Cyber: Notification Expense

Cyber: Notification Expense

$2,500