Homeshare Policy Summary

Remember, you get the whole kit and caboodle rather than policy bits and pieces.
Plus, there are no forms to fill or paperwork to sign. All on-demand and online.

Property

Covers your house, contents and any additional buildings on your property for replacement cost. Additional expenses for other living arrangements during repairs are also covered. Limits are stated in the “You’re Covered” section of the app. The standard deductible is $1,000 but many coverages are deductible-free. You may have a higher deductible for wind, water or brush fire depending on where you live.

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Homeshare Property

Customized coverage designed to protect the particular risks you face as a homeshare host including vandalism, malicious damage and water damage at full policy limits.

Property

Covers your house, contents and any additional buildings on your property for replacement cost. Additional expenses for other living arrangements during repairs are also covered. Limits are stated in the “You’re Covered” section of the app. The standard deductible is $1,000 but many coverages are deductible-free. You may have a higher deductible for wind, water or brush fire depending on where you live.

Homeshare Property

Customized coverage designed to protect the particular risks you face as a homeshare host including vandalism, malicious damage and water damage at full policy limits.

Plus, the following additional coverages at no deductible:

  • Accidental Damage to Valuable Articles – up to $2,500
  • Excessive Use of Utilities – up to $1,000
  • Infestation Coverage – up to $5,000
  • Legal Expense Coverage – up to $5,000
  • Property of Renters – up to $5,000
  • Accidental Damage to Electronics – up to $2,500
  • Hospital and Medical Expenses – up to $10,000
  • Identity Fraud Expense – up to $10,000
  • Citations, Fines and Penalties – up to $1,000
  • Rental Interruption Coverage – Actual Loss

Liability

Should a claim be made against you for bodily injury or property damage occurring during a rental, we’ve got you covered. We pay for any damages awarded against you, up to $2,000,000. We bear all of the costs to defend you against law suits and allegations. We’ll also pay for liability caused by your advertising, unlicensed recreational vehicles and watercraft.

Homeshare Liability

Customized coverage to protect your additional liability as a homeshare host. There is no deductible for these coverages.

  • Vandalism to Neighbors – up to $2,000,000
  • Host Liquor Liability – up to $500,000
  • Fungi and Mold Liability – up to $25,000
  • Water Damage to Neighbors – up to $2,000,000
  • Cyber Risk Protection – up to $25,000
  • Infestation Liability – up to $25,000

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Don’t I already have coverage?

Not fully. Not properly. Not in the way you need protection.

Whether the platform provides a Host Guarantee or Commercial General
Liability Insurance, the key problems are:

You are not the “Named Insured”, which means you have no policy rights
• • •
The complete terms, conditions and limits of coverage are unknown
• • •
Claims are submitted via the platform instead of directly to an insurer
• • •
It is not primary insurance and in some cases, it’s not actually insurance
• • •
You are not the “Named Insured”, which means you have no policy rights
• • •
The complete terms, conditions and limits of coverage are unknown
• • •
Claims are submitted via the platform instead of directly to an insurer
• • •
It is not primary insurance and in some cases, it’s not actually insurance
• • •
Pay for coverage for the time you’re renting your home, not a minute or penny more.

Slice Has You Covered

We provide on-demand, pay-per-use insurance to homeshare hosts, so you never have to rely on Airbnb or any homeshare company for protection.


While a guarantee program is nice, it is not meant to replace an insurance policy, and hosts should not depend on it for protection. A platform’s guarantee may state that it will help try and recover damages, but this is merely a contingent plan, not comprehensive insurance.


Unless your policy clearly states that homeshare activity is permitted, you’re not covered.


Still have questions? Check out our FAQs

Buy Policy

Slice Has You Covered

We provide on-demand, pay-per-use insurance to homeshare hosts, so you never have to rely on Airbnb or any homeshare company for protection.


While a guarantee program is nice, it is not meant to replace an insurance policy, and hosts should not depend on it for protection. A platform’s guarantee may state that it will help try and recover damages, but this is merely a contingent plan, not comprehensive insurance.


Unless your policy clearly states that homeshare activity is permitted, you’re not covered.


Still have questions? Check out our FAQs